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Rukayat Badmus

Losing your phone is enough pain, but the fear that someone could gain access to your bank account is another level of panic.&nbsp;In this digital age, our phones carry everything from bank apps to saved passwords, OTPs, and even our identity. They are our mobile office and secret safe. So, if your phone ever gets stolen or lost (God forbid), here’s exactly how to shut it down fast and protect your assets.

READ ALSO: <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/transfer-data-from-android-to-iphone-2025041022451938274">Switching from Android to iPhone? Here's How to Transfer Your Data Without Losing a Thing</a>

First of all, calm down and breathe. Yes, it’s frustrating. I know it’s scary. But the worst thing you can do is freeze. You need to act immediately. Think of your stolen phone as a stolen wallet; every second counts.

<h2>2. Call Your Bank(s) and Request a Temporary Lock</h2>

Don’t waste time. Call your bank’s customer care and request that they temporarily block all mobile access and transactions from your account. Some banks even allow you to lock your account straight from their <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/news/local/nigerian-bank-ussd-codes-2024072623283410773">USSD</a> or online platform.<ul><li>For example, GTBank users can dial 73751*74# to turn off their USSD profile.</li><li>Access Bank users can dial 901*911# and follow the prompt.</li><li>Other banks usually have similar quick codes. If unsure, Google your bank name + “USSD block stolen phone.”</li></ul>Ask the customer care rep to:<ul><li>Block all mobile transactions.</li><li>Turn off the app login temporarily.</li><li>Deactivate your phone number if it's the registered number.</li></ul>This one move can stop thieves from transferring a dime.

<h2>3. Block Your Phone Number Immediately</h2>

This is also as important as blocking your account. Most banking apps rely on your SIM card for OTPs and transaction verification. Call your telecom provider and block your SIM right away.You can also walk into the nearest service center to swap SIMs. That way, you get your number back on a new SIM, but the stolen one becomes useless.Hotlines:<ul><li>MTN: 300</li><li>Airtel: 300</li><li>Glo: 300</li><li>9Mobile: 200</li></ul>Bonus Tip: When you block your SIM, ask them to turn off <a target="_blank" class="editor-link" href="https://www.netafri.com/nigeria-sim-card/">SIM services</a> like <a target="_blank" class="editor-link" href="https://www.airtel.in/blog/postpaid/sim-toolkit-application-how-does-it-work/">SIM Toolkits</a> or mobile money (if applicable).

READ ALSO: <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/how-to-clean-up-your-smartphone-storage-2025031816304029189">How to Clean Up Your Smartphone Storage Without Losing Your Data</a>

<h2>4. Use a Friend’s Phone or PC to Wipe Your Phone Remotely</h2>

Yes, it’s possible and necessary as well.<h3>If you use an Android phone:</h3>Go to Find My Device<ul><li>Sign in with your Google account.</li><li>You’ll see your phone on the map.</li><li>Tap “Erase Device.” This will wipe your phone clean, even with someone else.</li></ul><h3>If you’re on iPhone:</h3>Go to <a target="_blank" class="editor-link" href="http://icloud.com/find">iCloud.com/find</a><ul><li>Sign in with your Apple ID.</li><li>Select the stolen device and tap “Erase iPhone.”</li><li>You can also mark it as lost.</li></ul>This ensures your banking apps, stored passwords, and saved screenshots of account numbers or PINs are gone from the thief’s hands.

<h2>5. Change All Your Passwords Immediately</h2>

This one’s non-negotiable. Even if your bank app is locked with a PIN, your saved passwords or emails are likely still vulnerable.Start with:<ul><li>Your email (especially Gmail or iCloud).</li><li>Your bank app password.</li><li>Your mobile banking PIN.</li><li>Any password manager you use (like LastPass or 1Password).</li><li>Social media and shopping apps with saved cards (e.g., Jumia, Konga, Instagram, etc.)</li></ul>

<h2>6. Notify the Police (Optional, But Smart)</h2>

Let’s face it: the chances of your phone being recovered might be slim. Still, it’s a good idea to report it. Some banks and telcos will ask for a police report if you want to escalate things or get a new SIM.If you have your phone’s <a target="_blank" class="editor-link" href="https://www.imei.info/">IMEI number</a> (usually found on the phone box or dial *#06# before it was stolen), give it to them. That might help trace the phone later.

<h2>7. Prevent Future Scares: Set Up Better Security</h2>

Time to secure yourself properly going forward:<ul><li>Always lock your apps: Use biometric or PIN protection for your banking apps, not just your phone lock screen.</li><li>Use two-factor authentication (2FA) on all important accounts.</li><li>Don’t save sensitive info in plain text: Stop taking screenshots of your card details or writing your PIN in your notes app.</li></ul>Install tracking apps like Cerberus or Lookout as backups.

Cerberus is a tracking app that quietly watches your back once you install it. So, if your phone ever goes missing, you can log in from another device and:&nbsp;<ul><li>Track its location</li><li>Take secret pictures of whoever has it</li><li>Lock the phone</li><li>Wipe all your data</li><li>Make the phone scream with an alarm even if it’s on silent.&nbsp;</li></ul>The best part is that it works in the background, so the thief has no clue they’re being watched.

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Available on: <a target="_blank" class="editor-link" href="https://www.google.com/imgres?q=cerberus%20tracking%20app&amp;imgurl=https%3A%2F%2Fplay-lh.googleusercontent.com%2FHnCBqJQh9NT962K3JSWkOSJKAMZrUI7jIzq_UVKHb7A0kGY7pTvdeXkzNUGt1Hq7sQ8%3Dw600-h300-pc0xffffff-pd&amp;imgrefurl=https%3A%2F%2Fplay.google.com%2Fstore%2Fapps%2Fdetails%3Fid%3Dcom.ssurebrec&amp;docid=AT-czCxJUP3gRM&amp;tbnid=AOZJhCGpiQPgyM&amp;vet=12ahUKEwjq1_Xr2N-MAxWcWkEAHdqBEkcQM3oECBcQAA..i&amp;w=600&amp;h=300&amp;hcb=2&amp;ved=2ahUKEwjq1_Xr2N-MAxWcWkEAHdqBEkcQM3oECBcQAA">Play Store</a>, <a target="_blank" class="editor-link" href="https://apps.apple.com/ng/app/cerberus-phone-anti-theft/id6504459055">App Store</a>

Lookout is also clean, simple, and loaded with useful features. It’s available on both Android and iOS. Besides helping you find your lost phone, it also monitors for viruses, unsafe Wi-Fi, and even data breaches. If someone tries anything funny, Lookout can alert you and help you shut things down before damage is done.&nbsp;

You’ll need the premium version for complete control. However, even the basic version does a good job of protecting your device and data.

Available on: <a target="_blank" class="editor-link" href="https://www.google.com/imgres?q=cerberus%20tracking%20app&amp;imgurl=https%3A%2F%2Fplay-lh.googleusercontent.com%2FHnCBqJQh9NT962K3JSWkOSJKAMZrUI7jIzq_UVKHb7A0kGY7pTvdeXkzNUGt1Hq7sQ8%3Dw600-h300-pc0xffffff-pd&amp;imgrefurl=https%3A%2F%2Fplay.google.com%2Fstore%2Fapps%2Fdetails%3Fid%3Dcom.ssurebrec&amp;docid=AT-czCxJUP3gRM&amp;tbnid=AOZJhCGpiQPgyM&amp;vet=12ahUKEwjq1_Xr2N-MAxWcWkEAHdqBEkcQM3oECBcQAA..i&amp;w=600&amp;h=300&amp;hcb=2&amp;ved=2ahUKEwjq1_Xr2N-https://www.google.com/imgres?q=Lookout&amp;imgurl=https%3A%2F%2Fplay-lh.googleusercontent.com%2FaTtvBmG90k8jaA8m7Ki3rIlmutToXwt6c9TZSajN-BpT02ngkI8qWjvHQX5r5rL_ZUFA&amp;imgrefurl=https%3A%2F%2Fplay.google.com%2Fstore%2Fapps%2Fdetails%3Fid%3Dcom.lookout.enterprise%26hl%3Den_IE&amp;docid=KqcRy7UWR8rIsM&amp;tbnid=bJjtJz5Y-gVE4M&amp;vet=12ahUKEwi07ve02d-MAxUFWkEAHZQ6DiYQM3oECGsQAA..i&amp;w=512&amp;h=512&amp;hcb=2&amp;ved=2ahUKEwi07ve02d-MAxUFWkEAHZQ6DiYQM3oECGsQAA">Play Store</a>, <a target="_blank" class="editor-link" href="https://apps.apple.com/ng/app/lookout-for-work/id997193468">App Store</a>

After you’ve done all these and are looking to get a new phone on a budget, you can check <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/best-android-phones-under-100000-2025041618001199256">Best Android Phones Under ₦100,000 in Nigeria</a> or <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/best-android-phones-under-200000-naira-2025010914382638921">The Best Android Phones To Buy For 200,000 Naira And Below.&nbsp;</a>However, if you want high-end phones and are ready to spend some bucks, check out <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/best-camera-phones-2025031215304320844">The 10 Best Camera Phones You Can Buy Right Now</a>. For gamers, check out <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/top-gaming-phones-2025032513364632138">These 7 Gaming Phones That Won’t Overheat During Extended Play</a>

The truth is that phones can be replaced, but your money and identity should not be compromised. So, if your phone gets stolen, don’t panic; act smart. The steps above are your emergency checklist. Save this and stay one step ahead. If you found this helpful, pass it on. Someone else might need it even before they know they do.

How to Block a Stolen Phone from Accessing Your Bank Account

Want to protect your bank account if your phone is stolen? Learn quick steps to block access, secure data, and prevent financial loss.

Odunmorayo Ayobami

In a country where internet access isn’t always reliable or guaranteed, USSD banking has become a convenient tool and a lifeline. JSYK, USSD is an acronym for Unstructured Supplementary Service Data. If you’re banking with Moniepoint Microfinance Bank, the *5573# code is your gateway to seamless financial control from your phone’s dial pad. It doesn’t matter if you’re in a remote area with zero signal bars or running low on data. Moniepoint’s USSD feature will ensure you’re never locked out of your money.

Yet, it gets better with the easy-to-use OPay USSD codes. For many digital online banks, you have to register and activate your linked phone number before the USSD code starts working. With OPay, you can use the USSD codes provided that you successfully created your OPay account. The code can be used with the registered phone number on the OPay App account.

<h2>Why Use Moniepoint’s USSD Code?</h2>

Moniepoint’s *5573# USSD code is designed for fast, offline banking. It’s the kind of everyday convenience that makes a real difference because, without mobile data or a smartphone, you can:&nbsp;<ul><li>Send money</li><li>Check your balance</li><li>Buy airtime or data, and</li><li>Block your account in an emergency</li></ul>It works on all mobile networks in Nigeria, and once you activate it, your phone becomes a full-blown banking tool.

<h2>How to Activate the Moniepoint USSD Feature</h2>

Before you can use the USSD code, you’ll need to turn on the feature via the Moniepoint app:<ol><li>Log in to your Moniepoint Personal or Business banking app.</li><li>Tap your profile picture in the top left corner to access the settings.</li><li>Find and activate the “USSD Feature” by switching it on.</li></ol>That’s it! You’re ready to bank offline anytime, anywhere.

READ ALSO: <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/moniepoint-vs-opay-pos-2025011715332474598">Moniepoint vs Opay: Which One Works Best for Your Business?</a>

<h2>Essential Moniepoint USSD Commands</h2>

Here’s a handy list of the Moniepoint USSD codes you’ll need for different tasks:

<h2>Transaction Limits with Moniepoint USSD</h2>

While the USSD banking feature is super convenient, it does come with daily and transaction limits for security reasons:<ul><li>Single transfer limit: ₦20,000</li><li>Daily transfer limit: ₦100,000</li><li>Airtime purchase limit (per transaction/day): ₦10,000</li><li>Data purchase limit (per transaction/day): ₦10,000</li></ul>These caps help protect your funds and reduce the risk of fraud.

<h2>Moniepoint POS Services</h2>

Beyond personal banking, Moniepoint is revolutionising business transactions with its Point of Sale (POS) services. Moniepoint’s POS services cater to over 1.8 million businesses. They’re famous for their reliability and ability to process over 50% of all merchant transactions in Nigeria.

<h3>Acquiring a Moniepoint POS Terminal</h3>

<ol><li>Open a Business Account: Register and log in to your Moniepoint business dashboard.</li><li>Request a POS Terminal: Navigate to the POS menu and select ‘Add a new POS’.</li><li>Fund Your Account: Deposit a minimum of ₦21,500, covering a ₦10,000 caution fee, ₦10,000 logistics fee, and ₦1,500 insurance fee for one year.</li><li>Delivery and Training: A Relationship Manager will deliver the POS terminal within 48 hours and provide necessary training.</li></ol>

RELATED: <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/moniepoint-pos-review-charges-and-pricing-2025012912061907608">Everything You Need To Know About Moniepoint POS - From Pricing to Performance&nbsp;</a>

<h3>Transaction Charges</h3>

<ul><li>Withdrawals (₦1 – ₦20,000): 0.5% per transaction.</li><li>Withdrawals (Above ₦20,000): Flat fee of ₦100.</li><li>Transfers: Flat fee of ₦20.</li><li>Airtime Purchases: 2% charge across all networks.</li><li>Bill Payments: No charges applied.</li></ul>

If you’re managing a busy market stall, sending money to family, or simply keeping an eye on your balance, the *5573# USSD code brings your Moniepoint account to your fingertips. It's also not reserved for emergencies alone, as it is a dependable way to bank on the go, even when the internet lets you down.

Pro tip: You can save this list of codes in your phone’s notes or screenshot it now. It will come in handy when you need to block your account or buy airtime urgently.

Is offline banking worth activating? Here’s your answer: Dial *5573# today and take control of your money, wherever you are.

Use Moniepoint's USSD code *5573# for easy offline banking. Check balance, transfer money, buy airtime, and more! Learn how to activate and use it now.

Moniepoint USSD Code For Transfers, Airtime, Data, Balance Check, and More

Pulse Mix

<ul><li>Opera Mini, with over 100M users worldwide, now offers AI integration in the browser</li><li>According to Opera survey, 89% of Nigerians are interested to try an AI tool integrated in the browser&nbsp;</li><li>Opera Mini now provides all its smartphone users with its own free built-in browser AI, Aria, including AI chat, Ask Aria and image generation, responding to the demand of 86% of Nigerians to use AI from a trusted brand</li><li>59% of Nigerians say data is too expensive, so Opera offers its users free data packages in Nigeria to allow people to browse more, and Aria is a part of that offer&nbsp;</li><li>As a response to data costs surge in Nigeria, Aria is available within Free Data offerings, so users will minimize their data usage when exploring AI&nbsp;</li></ul>

Opera is adding its free browser AI, Aria, to Opera Mini, its popular Android-based browser with millions of users in Nigeria. This update brings powerful AI capabilities, such as up-to-date information from the web, research assistance, content summarization, and image generation directly into the browser at no additional cost.&nbsp;

<blockquote>AI is rapidly becoming an integral part of the daily internet experience, and we’re seeing a great interest in AI solutions among Nigerians, so bringing Aria to Opera Mini is a natural addition to our most-downloaded browser. With the integration of our built-in AI, Aria, we’re excited to explore how AI can further enhance the feature set our Nigerian users rely on every day, said Jørgen Arnesen, EVP Mobile at Opera.&nbsp;</blockquote>

Opera Mini is known and appreciated for numerous unique features – from live football scores to the built-in digital wallet MiniPay, and now – also Aria.&nbsp;

<h3>Addressing data costs – a priority for Nigerian users</h3>

While internet access is becoming increasingly more available for Nigerians, nearly 55% of the country’s population still don’t have web access. Moreover, the cost of the internet is unproportionally high compared to the income or GDP per capita.&nbsp; Recently, data costs in Nigeria have surged even further, by 40-50%, due to new local communications regulations and tariffs. Some data plans such as 15GB rose from ₦4,500 to ₦6,500, and 20GB plans – from ₦5,500 to ₦7,500. According to an Opera survey from March 2025, 59% of Nigerians said data is too expensive, and more than half (55%) reported they regularly run out of data before the end of the month: data consumption remains a key concern in the country.&nbsp;

For years, Opera Mini has played a key role in enabling internet access across Nigeria. Opera Mini’s turbo data-saving mode can reduce data usage by up to 90% compared to other major browsers. For the past three years, Opera has saved Nigerians an equivalent of $27M in data (60M GB) through this unique data compression technology. The free data campaigns, active since 2020, allow Nigerians using Opera Mini to benefit from 1.5GB each month for free, which can be used for anything, including interacting with Aria. Since 2022, Opera has invested millions of dollars in free data campaigns in Nigeria, bridging the digital divide and ensuring information access.

With Aria integrated into Opera Mini, users get the benefits of an advanced AI tool without sacrificing precious data. Aria is optimized for minimal data consumption and is included within Opera’s free daily data bundles in Nigeria — making it an ideal solution for the 46% of Nigerians who said they would use AI tools only if they didn’t add to data usage.&nbsp;

<h3>Aria – Opera’s native built-in AI&nbsp;</h3>

Aria browser AI integrates into Opera's browsers on both desktop and mobile to enable an accessible chat-based interface to AI. It enhances user interaction through information retrieval, text or code generation, image generation and understanding. Aria is powered by Opera’s own Composer AI engine, which utilizes both OpenAI and Google AI technologies to provide the most relevant answers, and it integrates image generation through Google’s Imagen3 fast model. With today’s update, Aria is now available across all Opera browsers. For the 47%* Nigerians surveyed who already use AI tools several times a day, and for the 67% who rely on AI for academic purposes, Aria within Opera Mini offers a way to make those experiences even more accessible and affordable. Aria is completely free to use.

There are more exciting and unique features coming to Opera Mini soon – and some of those are being built for football fans across Nigeria!&nbsp;

To use Aria in Opera Mini, download or update via the <a target="_blank" class="editor-link" href="https://opera.onelink.me/2HIk/130eakjv">Google Play Store</a>.&nbsp;

Launched in 2005, Opera Mini is a small, fast, and powerful browser. It comes with unique features such as Data Compression, Offline File Sharing, and a built-in ad-blocker. Today, Opera Mini has been downloaded over 1 billion times on the Google Play Store by people who chose it over the pre-installed browsers on Android mobile devices. Opera Mini has a 4.6 star rating on Google Play and has been reviewed by more than eight million people worldwide.

* Find more information on <a target="_blank" class="editor-link" href="https://blogs.opera.com/mobile/2025/04/opera-mini-aria/%E2%86%97">Opera Blogs</a>

#FeaturedPost

#FeaturedPost

Fully-integrated browser AI, Aria, is now available to millions of Opera Mini users in Nigeria, without extra data costs

Segun Adeyemi

<h2>The Nigeria Immigration Service (NIS) has unveiled a new contactless passport application process, allowing Nigerians in select countries to renew their passports without visiting physical centers.</h2>

In a statement released via its official X (formerly Twitter) account on Tuesday, April 15, the NIS announced that the contactless biometric passport renewal system has officially launched in the United States, Mexico, Jamaica, and Brazil.

<blockquote class="twitter-tweet">Important information about the Contactless Passport Application System <a href="https://t.co/BFM2zQiyqa">pic.twitter.com/BFM2zQiyqa</a>&mdash; Nigeria Immigration Service (@nigimmigration) <a href="https://twitter.com/nigimmigration/status/1912088699782770925?ref_src=twsrc%5Etfw">April 15, 2025</a></blockquote> <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

The digital system, accessible through the NIS Mobile app on Google Play Store, enables eligible Nigerians to complete the entire renewal process—including biometric enrollment—from the comfort of their homes.

“This application system has not yet been rolled out in Australia and Nigeria. A future date will be announced for both countries in due course,” the NIS noted.

The contactless <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/lifestyle/how-to-apply-for-international-passport-in-nigeria-2025032510223265755">application process is currently open </a>only to specific categories of applicants.

According to NIS, it is available to:

<ul><li>Nigerians aged 18 to 60 years </li><li>Applicants with less than six months to expiry on their current passports </li><li>Those applying for re-issuance of existing passports</li></ul>

Those seeking data corrections or who have lost or stolen passports and other exceptional cases are not eligible at this time.

The 11 steps to complete the application are as follows:

1. Download and install the NIS Mobile App and create an account using a valid email address.2. Click on the ‘passport application services’ tab.3. Begin the application and select the self-enrollment option.4. Make payment and record your Application ID and Reference Number.5. Select the contactless biometric enrollment option.6. Enter your application details to check eligibility.7. If ineligible, book an appointment at passport.int.immigration.gov.ng.8. If eligible, complete biometric fingerprint and photo enrollment.9. Print your application form and payment receipt.10. Send your old passport, form, and receipt to the processing Embassy in a self-addressed return envelope.11. Wait for delivery of your renewed passport at the address provided.

This latest move reflects the <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/news/local/nis-says-passport-fee-increase-is-to-align-with-international-standards-2024092616475170184">NIS’s ongoing push to digitise and streamline services</a> for Nigerians abroad, with the agency emphasising convenience and improved user experience.

10 countries to visit if you want to 'dis-virgin' your Nigerian passport

Step-by-step guide to contactless Nigerian passport renewal process

Those seeking data corrections or who have lost or stolen passports and other exceptional cases are not eligible at this time.

Israel Okunaya

It's easy to surpass your data limit, even with data saver mode activated on your mobile device or WiFi. Not if you can easily track your data usage and identify excessive data apps. While your mobile phone has a built-in data tracking tool, its functionality is limited.

It is best to download a dedicated app for effective real-time data monitoring and optimisation. The best data usage monitoring apps offer real-time tracking, detailed data management reports, and additional device optimisation features.

We’ve compiled a list of five of the best data-saving apps to help you reduce your data consumption.

Read Also:&nbsp; <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/how-to-reduce-data-consumption-on-your-phone-2025032814032982779">9 Ways to Reduce Data Consumption On Your Mobile Phone</a>

<h2>1. Check Data Usage</h2>

This app allows you to monitor mobile and Wi-Fi usage. After manually entering your data limits, the app will notify you when you exceed them. Its straightforward design makes it easy to view and compare your data usage history, which is especially useful for evaluating your current plan’s value.

READ ALSO: <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/mtn-vs-glo-data-plans-2025022020045643816">MTN vs Glo Data Plans: Which Offers More Value?</a>

It also provides comprehensive reports to help you better understand your data usage and manage it more effectively. Additionally, it offers features to clear RAM and cache files to enhance your device’s performance.&nbsp;

READ ALSO: <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/how-to-clean-up-your-smartphone-storage-2025031816304029189">How to Clean Up Your Smartphone Storage Without Losing Your Data</a>.

This tool makes monitoring and optimising your data usage easy.<a target="_blank" class="editor-link" href="https://play.google.com/store/apps/details?id=com.systweak.checkdatausage">Download Now</a>

<h2>2. Glasswire Data Usage Monitor</h2>

GlassWire is a user-friendly data usage monitor app that provides alerts for both Wi-Fi and mobile data usage, allowing you to optimise your data seamlessly. Its real-time graph lets you track and manage data usage, providing detailed information about which apps use the most data.

You can also set zero-rated apps to exclude their data usage from your plan. Additionally, GlassWire helps you maintain your privacy by identifying suspicious app activity.<a target="_blank" class="editor-link" href="https://play.google.com/store/apps/details?id=com.glasswire.android">Download Now</a>

<h2>3. Data Usage - Data Manager</h2>

Data Manager provides a clear and user-friendly interface. The home screen displays your mobile phone’s data usage in a pie chart, categorised by app, allowing quick and easy checks. You can access a detailed breakdown of each app’s usage for a more in-depth look. Additionally, the app will notify you when you exceed your data limit.

Also, this app offers features such as a notification bar icon for checking data usage without opening the app. Such features are typically only available through in-app purchases on other apps.<a target="_blank" class="editor-link" href="https://play.google.com/store/apps/details?id=com.agooday.datausage">Download Now</a>

READ ALSO: <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/cheapest-data-plans-in-nigeria-2025031413342917166">The Cheapest Data Subscription Plans in Nigeria Right Now</a>

This tool helps you manage data usage and battery performance by providing a detailed internet data usage report and app-by-app data usage analysis. You can use this information to optimise data-hungry apps and avoid unnecessary data usage. Additionally, it helps you manage data usage while roaming and allows you to block individual apps from using data or set data limits per app.<a target="_blank" class="editor-link" href="https://play.google.com/store/apps/details?id=com.lotusflare.datasensor">Download Now</a>

<h2>5. My Data Manager</h2>

My Data Manager is a trusted app used by millions of people worldwide to track their data usage effectively. Its standout feature is the ability to track data usage across multiple devices. To enjoy this feature, simply enter a code from the original device to sync and track the data usage of additional devices.&nbsp;

While you can’t set limits for other devices, tracking their usage is convenient. The app also includes text messages and minute trackers, allowing you to track all aspects of your data plan in one place. My Data Manager’s Plan Matcher feature also helps you select the best plan from different mobile carriers.

READ ALSO: <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/mtn-vs-airtel-data-plans-2025021215293687496">New MTN Vs. Airtel Data Plans: Which is Cheaper &amp; Better?</a>

This app also has other features that allow you to manage your data usage effectively. They include a shared plan, app tracker, history, and call &amp; text tracking. You can even organise apps that use a lot of data with ease.<a target="_blank" class="editor-link" href="https://play.google.com/store/apps/details?id=com.mobidia.android.mdm">Download Now</a>

These apps will help you save data, monitor usage, and optimise your device performance. However, in addition to monitoring and optimising your data usage, read our article on <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/how-to-reduce-data-consumption-on-your-phone-2025032814032982779">9 Ways to Reduce Data Consumption on Your Mobile Phone</a> for other effective ways to reduce data consumption on your mobile phone.

The best data usage monitoring apps offer real-time tracking, detailed data management reports, and additional device optimisation features.

Always Running Out of Data? These 5 Apps Will Help You Stop That

So you’re making the switch from Android to iPhone, or vice versa. If you choose to experience the iPhone’s smooth interface, camera quality, or just pure curiosity, moving to a new ecosystem can be exciting... and a little nerve-racking. Especially when considering your precious photos, contacts, chats, and apps.The good news is that moving your data from Android to iPhone is way easier than you think. Apple make it seamless for you, and there’s an app. Let’s walk through it step-by-step, nice and easy.

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<h2>Step 1: Download the ‘Move to iOS’ App</h2>

First things first: head over to the&nbsp;<a target="_blank" class="editor-link" href="https://play.google.com/store/apps/details?id=com.apple.movetoios&amp;hl=en">Google Play Store</a>. Search for ‘Move to iOS’ and install the app. This little gem is Apple’s way of holding your hand through the entire switch. Once it’s installed, don’t open it just yet. We’re getting there.

<h2>Step 2: Set Up Your New iPhone</h2>

Turn on your new iPhone and start the setup process as usual. When you reach the “Apps &amp; Data” screen, choose “Move Data from Android.”Now it’s time to go back to your Android phone.

<h2>Step 3: Connect the Phones</h2>

Open the ‘Move to iOS’ app on your Android device. Agree to the terms and conditions (you know the drill), and then tap ‘Continue’.Your iPhone should now display a 6 or 10-digit code, type that into your Android phone.Once you enter the code, both phones will connect via a private Wi-Fi network created by your iPhone. This allows them to talk to each other without needing the internet.

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<h3>Step 4: Select What You Want to Transfer</h3>

Here’s where you get to be picky.&nbsp;You’ll see a list of things you can move over:<ul><li>Contacts</li><li>Message history (SMS, MMS, WhatsApp if possible)</li><li>Photos and videos</li><li>Web bookmarks</li><li>Mail accounts</li><li>Calendars</li><li>Some apps that exist on both Android and iOS</li></ul>Select everything you want, and then tap ‘Continue’.Heads up: the transfer can take a while depending on how much stuff you’ve got. So plug in both phones if their batteries are low and let them do their thing.

<h3>Step 5: Finish Up on iPhone</h3>

Once the transfer is complete on your Android, tap ‘Done’ to continue setting up your iPhone. Log in to your Apple ID, set up Face ID (or skip it), and you’ll start seeing all your content appear. Your photos, your contacts, even your message threads.Just note: not everything comes along for the ride. Apps don’t transfer, but your iPhone will suggest downloading free equivalents from the App Store. Also, music and some app data might need to be moved manually.

<h2>What About WhatsApp?</h2>

This one's important for most people. The good news is that WhatsApp now supports chat transfer from Android to iPhone. But you’ll need:<ul><li>WhatsApp version 2.22.10.70 or later on iPhone</li><li>WhatsApp version 2.22.7.74 or later on Android</li><li>The ‘Move to iOS’ app</li><li>iPhone running iOS 15.5 or later</li></ul>When you transfer with ‘Move to iOS,’ you’ll see WhatsApp listed. Select it. After the setup, install WhatsApp on your iPhone, log in with the same number, and the chats will appear. No more losing your group banter!

<h3>Other Bonus Tips</h3>

<ul><li>Back up before you start: If anything goes sideways, it’s always a good idea to back up your Android data to Google Drive or a computer.</li><li>Double-check cloud services: If you use Google Photos, Gmail, or Google Calendar, you can still access them from the iPhone by installing the corresponding apps.</li><li>Use a wired transfer if needed: Some newer Android models support cable transfer directly to an iPhone during setup.</li></ul>

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Switching from Android to iPhone doesn’t have to be a headache. With the ‘Move to iOS’ app and a little patience, you can carry your digital life over without losing a single memory. So go ahead, start fresh, but don’t leave anything behind.Got stuck or something didn’t transfer? Don’t panic. There are always ways to move things manually, and Apple’s support is just a tap away.Welcome to the Apple side, enjoy the ride!

If you choose to experience the iPhone’s smooth interface, camera quality, or just pure curiosity, moving to a new ecosystem can be exciting... and a little nerve-racking.

Switching from Android to iPhone? Here's How to Transfer Your Data Without Losing a Thing

Damilare Famuyiwa

Kuwait’s strong economic performance, supported by substantial oil reserves and effective fiscal policies, has helped maintain a high exchange rate for its currency. In contrast to nations facing economic challenges and currency devaluation, Kuwait’s stable financial environment bolsters investor confidence and supports the dinar’s high value.

This guide examines the factors that contribute to the strength of the Kuwaiti dinar and discusses its implications for the regional economy and global trade.

It also highlights lessons for other countries in maintaining currency stability significantly.

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<h3>Strong economic policies</h3>

Kuwait’s government has implemented prudent fiscal measures that prioritize budget discipline and transparency. The careful management of public funds and investments in critical infrastructure have fostered a stable economic environment.

These policies limit excessive spending and support long-term growth, ensuring the currency retains its high value even during global economic fluctuations.

<h3>Substantial oil reserves and exports</h3>

A key factor behind the dinar’s strength is Kuwait’s abundant oil reserves. The country’s substantial oil exports generate significant revenue, which reinforces the currency’s value on international markets. Reliable energy income not only boosts national wealth but also provides the government with the means to invest in economic stability and development.

<h3>Sound monetary policy and central bank management</h3>

The Central Bank of Kuwait employs rigorous monetary policies to control inflation and manage currency supply. By maintaining tight control over interest rates and adopting measures to stabilise the money supply, the central bank ensures that the dinar remains resilient against external shocks and inflationary pressures.

<h3>Robust investor confidence</h3>

Kuwait’s stable financial framework and consistent economic performance attract both domestic and international investors. High levels of investor confidence lead to steady inflows of foreign capital, which further strengthen the dinar.

This positive sentiment is reinforced by transparent reporting and a well-regulated financial sector that upholds best practices in corporate governance.

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<h3>Lessons for economic stability</h3>

Kuwait’s experience offers valuable insights for other nations striving to maintain currency strength. Key takeaways include the importance of prudent fiscal management, the benefits of natural resource wealth when effectively leveraged, and the critical role of a proactive central bank.

By adopting similar practices, countries can work toward greater economic stability and safeguard the value of their currencies.

Kuwait’s leading position in 2025 underscores the impact of disciplined economic management and resource wealth.

Its experience serves as both an example and a lesson in how stable policies and effective governance can preserve and enhance a nation’s currency value in an ever-changing global economy.

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The highest valued currency in the world is the Kuwaiti dinar, as confirmed by recent data.

Why the Kuwaiti Dinar remains the world’s highest-valued currency in 2025

Gloria Adesanya

MTN, Airtel, and Glo offer convenient data sharing and gifting options to help everyone <a target="_blank" class="editor-link" href="https://www.pulse.ng/articles/pulse-picks/best-unlimited-data-plans-nigeria-2025031713591437206">stay connected to the internet</a>. Whether you're giving out a part of your data (data sharing) or buying someone else <a target="_blank" class="editor-link" href="https://www.pulse.ng/search-results?keywords=Data">a data bundle</a> (data gifting), it only takes a straightforward process.&nbsp;

This article will guide you through sharing/gifting data on MTN, Airtel, and Glo, changing your transfer PIN, and knowing what to do if data sharing fails.

<h2>How to Share Data on MTN</h2>

With <a target="_blank" class="editor-link" href="https://esimnigeria.com/operators/">MTN</a>, you can share data bundles with other MTN users from 50MB to 5GB daily from your data bundle using three methods: USSD code, SMS, and the myMTN app.According to the <a target="_blank" class="editor-link" href="https://www.mtn.ng/share-data-with-friends-family/">MTN website</a>, you can gift MTN data through USSD or text.

There are two ways to share MTN data via USSD.<ol><li>Dial 312PhoneNumber*DataAmount#.&nbsp;</li></ol>Example: 31207042345678*100#

<ol start="2"><li>Dial 3122#, then select 1, enter the recipient’s number, select “Data Amount”, select the amount of data you want to share, and click “Send" to complete the transfer.&nbsp;</li></ol>Example: Transfer 07042345678 100

<ul><li>Open your message app and send an SMS to "312" using the following format: "Transfer PhoneNumber DataAmount (in megabytes)."</li></ul>Example: Transfer 08022345678 500

<h3>Via the myMTN App</h3>

There is no direct data gifting option on the myMTN app, but you can buy a data bundle for others in these simple steps:<ul><li>Step 1: Launch the myMTN app on your mobile device.</li><li>Step 2: Click on the plus "+" icon at the centre bottom of the app to locate a grid of options.&nbsp;</li><li>Step 3: Click on “Buy Bundles”.</li><li>Step 4: At the top of the screen, you will see two options: To Myself and Buy for Others. Click on “Buy for Others”.&nbsp; Enter the recipient’s MTN number.&nbsp;</li><li>Step 5: You will see a page full of options; click “Buy Bundles” and select the plan and bundle you want.&nbsp;</li><li>Step 6: Click on “Proceed” to Make Payment. A payment page will appear, where you can choose a payment method. Click “Pay with airtime” or “Pay with bank.”</li><li>Step 7: Complete the payment and get a confirmation message.&nbsp;</li></ul>

To remove or add a number from your MTN data-sharing and gifting list, dial 3128# or 3122#, select 5, and then select Manage Beneficiary List.&nbsp;

<h2>How to Share Data on Airtel</h2>

According to the <a target="_blank" class="editor-link" href="https://www.airtel.com.ng/data/data_services/data_share_and_gifting">Airtel website,</a> to use the Airtel Me2U data-sharing service successfully, you need a transfer PIN. The default PIN is 1234, but you should change it to your preferred PIN for extra security.To change your PIN, dial *321#, select 3 "PIN Management", and follow the instructions.&nbsp;

Once you've changed your PIN, follow these steps to share Airtel data via USSD:<ul><li>Step 1: Dial *312# on your Airtel line to open the menu</li><li>Step 2: Select 14 (Gifting and sharing)&nbsp;</li><li>Step 3: Select 4 (Data Me2U) and choose "Send from your existing data balance."</li><li>Step 4: Enter the receiver's Airtel number and the amount of data to share</li><li>Step 5: Confirm the details and enter your PIN to complete the details.</li></ul>

To share data via SMS, compose a text message using the following format: SHARE [Recipient's Number] [Data Amount]. Send the message to 312 and await confirmation to complete the process.&nbsp;

<h3>Via Airtel Mobile App</h3>

The Airtel Mobile app has a simple interface that offers a seamless data-sharing experience in simple steps:<ul><li>Step 1: Download the Airtel app via the <a target="_blank" class="editor-link" href="https://play.google.com/store/apps/details?id=com.airtel.africa.selfcare&amp;pcampaignid=web_share">Google Play Store</a> and <a target="_blank" class="editor-link" href="https://apps.apple.com/ng/app/my-airtel-africa/id1462268018">iOS Store</a>.&nbsp;</li><li>Step 2: Log in with your Airtel number.</li><li>Step 3: Go to the "Data Gifting" section.</li><li>Step 4: Enter the recipient’s details and select the desired data bundle.</li><li>Step 5: Confirm and complete the process.&nbsp;</li></ul>

If you are subscribed to the Airtel Family Plan, you can allocate data to multiple Airtel lines under one account. You only need to dial *312# and select Family Sharing. Then, add family members to your group and allocate data to each member.&nbsp;

<h2>How to Gift Data on Airtel</h2>

Two ways to gift someone data on Airtel are via USSD or the Airtel Mobile App.&nbsp;

<ul><li>Step 1: Dial *312# and select 14 for "Gifting and Sharing".</li><li>Step 2: Choose the "Gift Data" option.</li><li>Step 3: Enter the receiver’s Airtel number.</li><li>Step 4: Pick a data bundle plan from the options available&nbsp;</li><li>Step 5: Confirm the purchase and complete the process.&nbsp;</li></ul>

<ul><li>Step 1: Download the Airtel app via the Google Play Store or the iOS store.</li><li>Step 2: Launch the app with your Airtel number and navigate to the "Data Gifting" section.</li><li>Step 3: Enter the recipient’s Airtel number and select the data bundle of your choice.&nbsp;</li><li>Step 4: Confirm and complete the process.&nbsp;</li></ul>

<h2>How to Share Data on Glo</h2>

There is love in sharing, so <a target="_blank" class="editor-link" href="https://usenosh.com/blog/transfer-data-glo">Glo</a> makes it easy to share and gift data to up to five Glo network users.&nbsp;However, you must set up your transfer PIN to successfully share data from your data balance with another Glo user.&nbsp;The default transfer PIN is 00000, but it's best to change it for security. Here is how to go about it: Dial 132Default Pin*New Pin*New Pin#For example: 13200000*54321*54321#After dialling the USSD code, you will get a confirmation message. Once confirmed, you will receive a success message.&nbsp;

<ul><li>Step 1: Dial *321#&nbsp;</li><li>Step 2: Select option 1 for "Share Data".</li><li>Step 3: Enter the recipient’s Glo number.</li><li>Step 4: Click on send to complete the process.&nbsp;</li></ul>

Once you do this, you will receive a confirmation that the recipient has received the data.&nbsp;

<ul><li>Step 1: Dial *312# on your Glo line</li><li>Step 2: Select option 2 for “Gift Data”.</li><li>Step 3: Select the data plan you want to buy for the recipient.</li><li>Step 4: Input the recipient’s Glo number.</li><li>Step 5: Reply with 0 to confirm&nbsp;</li></ul>

Once confirmed, you’ll pay for the data from your airtime balance, and the recipient will receive the data.&nbsp;

<h2>What Should You Do If Data Sharing Fails on MTN, GLO, or Airtel?</h2>

<ul><li>If the transfer is not going through, ensure the number you share data with is on the same network as yours.&nbsp;</li><li>If you're receiving an insufficient balance notification, check your data balance.&nbsp;</li><li>If you're receiving an error message, try again after 10 minutes.</li></ul>

How to Share & Gift Data on MTN, Airtel, and Glo: Step-by-Step Guide

Here's how to keep your loved ones connected to the internet by sharing & gifting your MTN, Airtel, and Glo data via USSD code, SMS, and the mobile app.

Oreoluwa Olanipekun

I remember watching Barack Obama speak at a leadership event years ago, and something he said struck me: “I’m absolutely confident that for two years if women ran every nation on earth, you would see a significant improvement across the board on just about everything... living standards and outcomes."

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