The first quarter of the year has come to an end, and as we begin the second quarter, you need to look at your personal finance to see how well youve achieved your financial goals.

So many people set financial goals for themselves in January 2018 with the hope that by the end of the first quarter, their targets would have been met.

It's high time you asked yourself if those goals were accomplished and if not, you need to ask questions and see where you went wrong.

However, if you haven't achieved your financial goals at all, here are five quick things you can do to get back on track.

1. Have a plan to begin with

Every accomplished goal begins with a plan, without it, the goals are as good as dead on arrival.

If you wish to go on holiday at the end of the year, you must plan the amount you'll spend for the holiday. How much it'll cost and how much you need to save to actualise the wish.

2. Carve out some time every week to think about your money

You're good at doing certain things because you give them attention every day, but we are not so good at money because we give it proper attention only when there is a crisis.

However, if you devote 30 minutes to plan your expenses and savings once a week, you'll be more conscious of how you spend your money.

3. Do the simplest action you can as quickly as you can

Instead of setting big goals like buying a property or starting a huge business that your earnings cannot take care of, you can look for the easiest and simplest step you can take to accomplish your goals.

Set a realistic target and don't chew more than you can bite.  Setting unrealistic goals could overwhelm you and get stuck and at the end of the day, nothing would be achieved.

ALSO READ: 5 ways to curb overspending

4. Sometimes we don't meet our goals because we believe we don’t have the money

Do you complain about not meeting your financial goals because you think you don't have money? That has got to stop if you really want to meet your those goals.

Instead of complaining about no money, it's high time you began to track your spending and make you spend your money on needs and not wants.

Also, you can also start considering how to increase your income with a side hustle.

5. Spend less than you make

Spending more than you earn is one of the biggest financial blunders you can do to yourself. This habit exposes you to debt every time because you’ll have to rely on credit to cover the rest after lavishing your income.

So, to avoid going to friends, neighbours and colleagues to borrow money to pay bills and other financial obligations, just create a budget and stick to it. This will help you achieve your financial goals.